Datasets › HELOC
HELOC (Home Equity Line of Credit)
HELOC
The HELOC dataset from FICO. Each entry in the dataset is a line of credit, typically offered by a bank as a percentage of home equity (the difference between the current market value of a home and its purchase price). The customers in this dataset have requested a credit line in the range of $5,000 - $150,000. The fundamental task is to use the information about the applicant in their credit report to predict whether they will repay their HELOC account within 2 years.
Configurations and tasks
| Configuration | Task | Description |
|---|---|---|
| risk | Binary classification | Will the customer default? |
Benchmarks archive 2025-07-28
All 1 leaderboard whose dataset resolves to this page shown (sort by any header). "First row" is the archive's own first row at snapshot, in the archive's row order; nothing here re-ranks and metric direction is not asserted.
| First row (archive order) | Paper | Code | ||||
|---|---|---|---|---|---|---|
| Tabular Data Generation | HELOC | Distill-GReaT DT Accuracy 81.4 | Language Models are Realistic Tabular Data Generators | kathrinse/be_great | 6 | Compare |
Papers archive 2025-07-28
3 shown of 3 papers with a leaderboard row on this dataset's benchmarks, newest first. The archive's own "papers using this dataset" list was never published, so this is the benchmark-backed subset; the archive's count for this dataset is 3. The Syntology column is from Syntology's graph (read 2026-09-24), stated per sample; it is not part of any archive number.
| Date | Samples run Syntology | |||
|---|---|---|---|---|
| Tabular Data Generation using Binary Diffusion | 1 | 1 | 20 Sep 2024 | ran 10 of 10 samples (0 unverified) |
| Language Models are Realistic Tabular Data Generators | 1 | 2 | 12 Oct 2022 | ran 0 of 6 samples (6 unverified) |
| Modeling Tabular data using Conditional GAN | 9 | 3 | 1 Jul 2019 | ran 2 of 3 samples (1 unverified) |
Dataset loaders archive 2025-07-28
No loader listed in the archive.
Tasks archive 2025-07-28
License archive 2025-07-28
No licence recorded in the archive. Absence here is not a statement about the dataset's terms.
Modalities archive 2025-07-28
Languages archive 2025-07-28
Variants archive 2025-07-28
- HELOC
1 variant name, as the archive lists them.
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